Teresa Ghilarducci

Teresa Ghilarducci is an American scholar on labor economics. She has advocated for government to extend occupational retirement plan coverage to all workers. She published Rescuing Retirement (with Tony James) in 2018; the book makes the case for a Guaranteed Retirement Account that would supplement Social Security. In 2016 she wrote a popular book, How to Retire with Enough Money: And How to Know What Enough Is. One of her most recent books, When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them, investigates the loss of pensions on older Americans and proposes a comprehensive system of reform. Her previous books include Labor's Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992, and Portable Pension Plans for Casual Labor Markets, published in 1995.

Ghilarducci is an executive board member Before teaching at The New School in 2008, she taught for 25 years at the University of Notre Dame in South Bend Indiana.

Education Ghilarducci was accepted to the University of California, San Diego, under a California program that allowed students with strong academics to attend at no cost. After her acceptance to the university, she dropped out of high school. She later transferred to the University of California, Berkeley, where she obtained a B.A. in Economics in 1978. She graduated from there with a Ph.D. in Economics in 1984. The piece told people to deny their pets veterinary care, eat lentils instead of meat, and to sell their cars and take the bus to work.

Pension Reform Advocate In her book When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them, Ghilarducci proposed mandatory participation in a government-run savings plan to which each worker and his employer would supplement his Social Security pension by contributing 5.0 percent each of her or his salary.

Criticism In response to her book, When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them, James Pethokoukis of U.S. News & World Report jokingly called her "the Most Dangerous Woman in America". Ghilarducci reported to the Retirement Income Journal that she was surprised to discover that the label was being applied to her.

Selected works Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy. Chicago University Press (March 2024) Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans. Columbia University Press (December 2020) How to Retire With Enough Money and How to Know What Enough Is. Workman Publishing Company (December 2015) When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them. 384 pages. Princeton University Press (May 18, 2008) Employee Pensions: Policies, Problems, and Possibilities. 236 pages. ILR Press; 1 edition (August 2007) Work Options for Older Americans. 488 pages. University of Notre Dame Press; 1 edition (April 1, 2007) Portable Pension Plans for Casual Labor Markets: Lessons from the Operating Engineers Central Pension Fund. 216 pages. Quorum Books (November 30, 1995) by Teresa Ghilarducci, Garth Mangum, Jeffrey S. Petersen, Peter Philips. Labor's Capital: The Economics and Politics of Private Pensions. 227 pages. The MIT Press (June 3, 1992)