Todd M. Harper

Todd Mitchell Harper is an American civil servant. He served as a Board Member of the National Credit Union Administration (NCUA). Harper was nominated to the NCUA Board by President Donald Trump in 2019 and was designated Chairman by President Joseph R. Biden on January 20, 2021, a position he held until January 20, 2025.

In mid-2021, President Biden renominated, and the U.S. Senate reconfirmed Chairman Harper for another term on the NCUA Board expiring on April 10, 2027.

While serving as the NCUA's twelfth Board Chairman, Mr. Harper also served as a voting member of the Financial Stability Oversight Council (FSOC) and represented the NCUA on the Federal Financial Institutions Examination Council (FFIEC) and the Financial and Banking Information Infrastructure Committee (FBIIC) under the President's Working Group on Financial Markets.

Education Harper received his undergraduate degree in business analysis from Indiana University's Kelley School of Business, and a graduate degree in public policy from Harvard University's Kennedy School of Government in 1996.

During the Great Recession, Harper coordinated the first congressional hearing to explore the creation of a Temporary Corporate Credit Union Stabilization Fund. He also spearheaded staff efforts in the U.S. House of Representatives to secure enactment of a law to lower the costs of managing both the NCUA Corporate Stabilization Fund and the National Credit Union Share Insurance Fund. He also developed the legislative framework that created the Federal Insurance Office (FIO) within the U.S. Department of the Treasury to monitor domestic and international insurance issues.

National Credit Union Administration Harper was the Director of Public and Congressional Affairs and served as Chief Policy Advisor for the former NCUA Chairwoman Debbie Matz (2011 to 2016) and Chairman Rick Metsger (2016 to 2017).

On February 1, 2019, President Donald Trump announced his intent to nominate Harper to the NCUA Board, and his formal nomination occurred February 6, 2019. The Senate confirmed him by voice vote on March 14, 2019. Harper took the oath of office on April 8, 2019.

On January 20, 2021, President Joseph R. Biden designated Harper as NCUA Chairman. His term runs through April 10, 2027.

U.S. Senator Sherrod C. Brown (D-OH), Chairman of the U.S. Senate Committee on Banking, Housing, and Urban Affairs at the time, released the following statement after the Senate confirmed Todd Harper for Chairman of the NCUA, "I applaud the confirmation of Todd Harper for Chairman of the National Credit Union Administration," Brown said. "Mr. Harper understands the vital role that credit unions play in local communities – especially rural and underserved communities – and I know he will work collaboratively as Chairman to ensure that our credit union system is safe, sound, and works for all its members."

Harper was succeeded as Chairman on January 20, 2025 by Kyle S. Hauptman. He served as Chairman of FFIEC from April 1, 2021, to March 31, 2023. He remained on the FFIEC representing the NCUA until January 20, 2025.