Sanjay Agarwal

Sanjay Agarwal is an Indian businessperson and the founder of AU Small Finance Bank, where he has served as the managing director and CEO since April 2017. He was named Ernst & Young Entrepreneur of the Year Award 2018 in financial services.

Education He has a bachelor's degree in commerce from the Government College, Ajmer. with the help of a few high-net-worth individuals (HNIs) in Jaipur. As the company turned into a small finance bank on 19 April 2017, he became the Managing Director & CEO of AU Small Finance Bank.

In 2017, AU Small Finance Bank went public with an initial public offering. In May 2021, the bank had a valuation of about and Agarwal's net worth was about .

In 2025, the Reserve Bank of India (RBI) granted an 'in-principle' approval to AU Small Finance Bank to transition into a universal bank.

In February 2026, the Reserve Bank of India (RBI) approved a third term for Sanajay Agarwal as the Managing Director of AU Small Finance Bank.

Awards and recognition Ernst & Young Entrepreneur of the Year Award 2018. Business Leader of the Year Award, 2016 under financial category by Institute of Chartered Accountants of India.